Choosing to start addiction treatment is an investment in your long-term health and happiness. At Enlight Treatment Center, we offer a variety of payment options so you can get the help you need.
Rehab, such as Enlight Treatment Center, are an investment. It is an investment in your future health and the overall wellbeing of yourself and your family. The decisions regarding how to pay for drug rehab should be approached in much the same manner as any other significant financial decision, or similar decision would be. It is essential to investigate all payment options open to you and your family before making a choice.
The cost of rehab will vary significantly depending on the level of care needed, the amenities offered at a program, and the type of treatment required. Residential treatment programs provide the highest level of care and, therefore, are often the costliest. Conversely, outpatient programs are less expensive; however, depending on your addiction, may not offer enough support for sustained recovery. Whether or not you have insurance, there are several options available to help cover the cost of rehab. Some of these include insurance, private pay, and personal loans. Each rehab in Ventura County may be different in terms of insurance companies they work with, so be sure to contact them directly to see what options they offer.
Not so long ago, insurance companies and their plan administrators could choose whether or not to offer coverage for rehab (alcohol or substance abuse) as part of their plan options. This meant many who desperately needed treatment for addiction and related disorders, were forced to forgo much-needed therapy due to the inability to pay. Fortunately, times have changed. With the passing of the Affordable Care Act, insurance companies are now required to consider addiction services as part of their essential medical benefits.
According to the Office of National Drug Control Policy, insurance companies are no longer allowed to choose to provide or not provide addiction treatment services. As a result, many who enter a rehab program have insurance and the plans they have to provide addiction care. It makes sense to use these plans to cover treatment, but there are a few insurance related caveats to consider.
As previously mentioned, not all rehab facilities accept all insurance policies. Insurance providers often try to keep costs at a minimum by providing lists of approved providers (think “in-network” and “out of network”). These approved providers accept smaller payments from the insurance company for treatment programs in return for the expectation that patients will come to their program because insurance will pay for treatment. While this works well for insurance companies, it doesn’t always work for consumers. Due to in-network and out-of-network restrictions, consumers may not be able to use the provider they feel most comfortable with as their insurance company does not approve the facility.
If your insurance company approves your chosen rehab facility, the benefits can be significant. Depending on the plan level you have, coverage can range from sixty to ninety percent of your charges.
Medicare eligibility requires a person to be over the age of sixty-five and/or disabled. If an applicant is disabled and under age sixty-five, they may still be eligible. This insurance will cover substance abuse treatment provided it is deemed medically necessary, treatment is received from a Medicare-approved provider (facility), and your provider sets up your plan of care. There are also limitations and guidelines related to which plans parts cover certain aspects of treatment and which parts of treatment may not be covered.
Understanding your coverage and what your insurance benefits entitle you too can be difficult. Don’t try to understand confusing and convolute insurance policies on your own. Enlight Treatment Center, a drug treatment center in Ventura County, California, specializing in addiction treatment programs tailored to meet each person’s individual needs. If you are ready to seek treatment for your addiction but not sure if your insurance will cover treatment, contact Enlight today. Together we will work through the admissions process and your first steps towards sobriety.
As previously mentioned, not all rehab facilities accept all insurance policies. Insurance providers often try to keep costs at a minimum by providing lists of approved providers (think “in-network” and “out of network”). These approved providers accept smaller payments from the insurance company for treatment programs in return for the expectation that patients will come to their program because insurance will pay for treatment. While this works well for insurance companies, it doesn’t always work for consumers. Due to in-network and out-of-network restrictions, consumers may not be able to use the provider they feel most comfortable with as their insurance company does not approve the facility.
If your insurance company approves your chosen rehab facility, the benefits can be significant. Depending on the plan level you have, coverage can range from sixty to ninety percent of your charges.
If you do not have insurance coverage in the form of private insurance, Medicare, or Medicaid, there are other options available to help cover the costs of addiction treatment. These options include case pay (or private pay) and personal loans through a financing institution. While these options may initially seem more costly than what would be incurred by an insured individual, this may not be the case.
Those individuals and families who choose to (or have no other option to) pay for care out of pocket can avoid some of the challenges related to insurance benefits. Since they are considered private pay, they do not need to ensure their chosen provider is acceptable to their insurance provider. Also, they do not need to worry about fees or unexpected charges their insurance company may not cover.
Some addiction treatment centers may offer certain discounts and other benefits to cash patients, so be sure to check with your chosen rehab facility to see what opportunities there may be. Also, the treatment facility may offer financing plans that allow you to make payments during your treatment and after your discharge to help spread the cost of treatment out over a longer time.
As the stigma associated with addiction treatment continues to decline, the availability of information regarding rehab has become much more readily available. There are many avenues to obtain information regarding how to finance your treatment.
A few options include contacting your primary care provider, the local Department of Health, your local human services offices, church organizations, your therapist, and local recovery groups, to name a few.
At Enlight Treatment Center, we offer quality treatment at an affordable rate. Our team will help you navigate your coverage and work with your insurance provider to ensure the lowest possible out-of-pocket costs when seeking treatment for substance abuse. If you are uninsured, we can still help you explore options for seeking substance use treatment.
The decision to go to rehab can be challenging. Establishing how to pay for drug rehab and how to get help paying for rehab costs only adds to the confusion. In many cases, fear arising from how to pay for drug rehab will cause people to avoid seeking treatment out of concerns related to the cost of rehab. Don’t let these fears keep you from seeking treatment and starting down the path to sobriety. Freedom from addiction does not come without work. Long-term substance abuse often leads to other co-occurring mental health disorders and medical conditions that require treatment at a skilled addiction treatment facility to resolve in a safe and healthy manner.
If you are ready to seek treatment for your addiction, don’t allow concerns around paying for treatment prevent you from contacting Enlight Treatment Centers in Ventura County, California today.
- Reviewed by Lilit Asulyan, Psy. D
We suggest signing up for alcohol and drug addiction treatment in Ventura, CA, at a licensed rehab facility to help you commit to recovery whole-heartedly. Our patient-oriented substance abuse detox and treatment in Ventura County begins with medical detox, which helps control and reduces the intense withdrawal symptoms. Our supervised alcohol detox prevents fatal complications and reduces the pain and discomfort you may experience otherwise.
Speak to an admissions officer at a rehab facility to learn about your treatment options. You may also want to check with your insurance provider to learn about in-network treatment providers and the coverage details.
We highly recommend inpatient treatment for those battling alcoholism. Here are some of the top arguments in favor of inpatient rehab:
While inpatient treatment for alcohol rehabilitation lasts around 30 – 90 days or longer, it has the lowest relapse rates and optimizes your chance of attaining a safe, speedy, and successful recovery. Our inpatient substance use services include behavioral therapies, medical detox, counseling, 12-step meetings, and holistic programs.
The triggers and cravings can make it quite hard to maintain your commitment to sobriety after completing the rehab procedure. After rehab treatment, the last thing you want is to relapse and let your several months of hard work at a treatment center go down the drain.
Enrolling in care programs at a leading drug rehab and alcohol treatment facility can provide you with the structure and support required for ongoing recovery. Sharing your struggles with other people can also provide you with comfort and encourage you to keep fighting those triggers and cravings in your lifelong journey towards sobriety. Ongoing care programs provide you with an opportunity to seek support from mental health experts, allow you to share your journey with fellow recovering addicts, and help you stay strong in your recovery journey.
We at Enlight Treatment Center can help you break free from addiction. Get in touch with us at 1-866-604-0727 to learn more about our affordable addiction care. We are the #1 alcohol rehab in Ventura with highly effective treatments and therapies and a high success rate.
Yes, you do. Most alcoholism victims are unaware of how advanced their disorder is or whether they show signs of co-occurring mental issues on the side. We know that alcohol addiction never comes alone, as it usually links to co-occurring disorders like mental or emotional traumas, stress, grief, anxiety, depression, PTSD, etc. This shows that the rehabilitation process is more complex and requires a carefully-tailored approach to ensure optimal results over time.
We rely on patient-oriented substance use services to ensure optimal recovery and minimize the psychological and physical discomfort during the rehab procedure. These services begin with in-depth clinical evaluation on-site and include:
Start your recovery at Enlight Treatment Center, a top-rated treatment center in California that specialized in evidence-based
addiction treatment and mental health care. Rest assured that your communication with us is always private and confidential.
Welcome to Enlight Treatment Center in Ventura, California. We are a drug and alcohol rehab and dual-diagnosis facility located just outside metro Los Angeles.
